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Understanding the three pricing levels of card processing

2025 "Interchange Plus"

 🌟 What You’ll Learn:  A clear and beginner-friendly explanation of what Interchange Plus Pricing is.  

The pros: How this model offers transparency, control, and potential cost savings.  

The cons: Challenges to watch out for, like fee unpredictability and complexity.  

Real-world examples to help you see how this pricing works in action.  💡 


Whether you're a small business owner, a payment industry professional, or just someone curious about how fees work behind the scenes, this video is perfect for you! 

2025 "Dual Pricing/Cash Discount"

Cost Savings for Merchants: Businesses avoid credit card processing fees, keeping more revenue. 

Discounts for Customers: Cash payments come with a lower price, incentivizing customers to pay with cash.

Increased Transparency: Clear pricing structure helps customers understand the cost difference. 

Boosted Profit Margins: Merchants can reinvest savings into business growth. 


*Key Compliance Considerations: 


Proper Disclosure: Merchants must clearly communicate the pricing difference to customers before the transaction.

Consistent Pricing Structure: The cash price and card price must be transparently posted, ensuring customers understand their options. 


Legal and Card Brand Compliance: 


Different states and card brands may have specific requirements, such as surcharge caps or fee limitations. 

Avoiding Surcharges in Restricted Areas: 


Some states prohibit surcharges on card transactions, meaning merchants need to ensure they’re compliant with local laws. 

2025 "Flat Rate Pricing."

Understanding Flat Rate Pricing for Credit Card Processing: A Game Changer for Businesses In the fast-paced world of business, understanding and managing credit card processing fees is crucial for maintaining healthy profit margins. One pricing model that stands out for its simplicity and predictability is flat rate pricing. If you’re a business owner navigating the complexities of credit card payments, this article will provide an in-depth look at flat rate pricing and how it can benefit your business. 

Customer insights, Purchase History, Demographics

MADE! WITH YOU IN MIND.

Customer Insights: Understanding customer behavior is crucial. Our data management tracks purchase history, demographics, and loyalty program participation. Businesses can personalize marketing efforts, send tailored offers, and enhance customer experiences. For instance, imagine sending a birthday discount to loyal customers or suggesting complementary products based on their previous purchases.

MADE! WITH YOU IN MIND.

Customer Insights: Understanding customer behavior is crucial. Our data management tracks purchase history, demographics, and loyalty program participation. Businesses can personalize marketing efforts, send tailored offers, and enhance customer experiences. For instance, imagine sending a birthday discount to loyal customers or suggesting complementary products based on their previous purchases.

Merchant disputes Card "charge backs" in :30 seconds!

- Meet "Sentinel," available now! 

  1. Sentinel has an avg. win rate of 60%. 
  2. Sentinel cost about the same as lunch at McDonalds, once a month. 

Do you need Sentinel? Contact Agent.... Pay Compass, for more information

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Brand Card Processing options. The 3 ways to accept cards fo

Interchange Plus

Interchange Plus

Interchange Plus

What is Interchange Plus? in :60

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Flat Rate

Interchange Plus

Interchange Plus

What is Interchange Plus? in :60

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Dual Pricing

Interchange Plus

Dual Pricing

What is Interchange Plus? in :60

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